Are you considering filing for bankruptcy?Don’t worry. You’re not alone. From 2005 to 2017, almost 12.8 million Americans filed bankruptcy petitions in the US federal court, and with how unstable the global economy has become, many are looking to filing for bankruptcy again as a solution. If you’re navigating bankruptcy law in Oceanside, CA, here are a few tips to help you along the process.
Tip 1: Check your credit reports.
Prior to filing for bankruptcy, consider going through your credit reports to avoid any errors before you begin the process.
Be sure to check that your creditors are all correctly listed, and consider checking up on all credit reports from each of the three bureaus– Equifax, Experian, and Transunion. It will save you a lot of time and stress when filing for bankruptcy if you don’t have to go back and constantly correct incorrect credit reports.
Tip 2: Get started on mandatory credit counseling as soon as you can.
Tip 3: Find the right bankruptcy lawyer for you.
Tip 4: When it comes to disclosing your finances, remember: honesty is the best policy.
Tip 6: Do your research and take time to learn more about bankruptcy.
Bonus Tip: Consider selling your property to a professional home buyer in Oceanside, CA.
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Selling through a professional home buyer ensures a quick and stress-free transaction, as most legitimate home buyers prefer to work with cash and are willing to accept the property in any condition.